Deposit Structure

The deposit structure for purchasing a pre-construction condo will be different from builder to builder as well as from project to project. The project will feature a deposit structure ranging from 5% to 20% as down payment of the purchase price. Although most builders might require a total of 20% down payment, you won’t be required to pay the 20% upfront. It affords the purchasers the flexibility in paying at later points.

For example a sample deposit structure would look like:

 

 

 

Where total down payment would be 20%.
For illustration purposes, a person buys a pre-construction condo for $400,000 and the person’s total down payment would be $80,000 paid according to the timeline set (90 days, 180 days, etc.).

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